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Home Owners Feedback

Insurance Backed Guarantees protect Home Owners From Insolvent Tradesmen

Choose an award winning HomePro Insurance Backed Guarantee for your peace of mind.

Although a home improvement is one of the safest forms of financial investment, there is one pitfall that is often overlooked:

A WORTHLESS GUARANTEE - a contractor’s own guarantee can cover faulty workmanship and materials - but only if the company has not ceased trading.

Every year thousands of businesses close due to bankruptcy, liquidation or even death of the proprietor. A HomePro Insurance Backed Guarantee (or IBG) will protect your financial investment by matching the terms of your contractor’s original guarantee should they have ceased to trade.* So, if they are no longer in a position to honour a claim – your project will still be protected.* 

The IBG can protect your project from deposit to completion and beyond and it can cover stage payments made to your contractor and the work in progress.* HomePro will even help you to find a new, approved contractor to commence or recommence the project, if your original contractor fails to complete.* 

Remember - many homeowners assume that they will be covered by their home insurance policy but sadly this is rarely the case as contents and building insurance only cover accidental damage to property and not materials or workmanship.

The IBG can also be transferred to any new owner of your property,** which is a great asset if you decide to sell your home.

Businesses that can offer an IBG as part of their service can be identified on the “Find A Pro” directory by the HomePro Insurance logo displayed at the top right of the business listing or be sure to ask your contractor before accepting their quote.

*Subject to trade, terms of the Master Policy and policy type.
**Provided that the Contractor’s written guarantee is also transferable.


For more information on IBGs, Click here to visit our insurance site.

Working With Your Trusted Tradesman

In an ideal world it would be great to think that your Trade Professional would be able to carry out your home improvements without any intervention from you. However, we don't always live in an ideal world and by the very nature of home improvement projects the home owner will, and should, always be involved to a certain extent.

The HomePro team has put together some guidelines for home owners containing tips on how to get the most out of your Tradesman when taking on a home improvement project.





HomePro Ltd, Prenton Business Park, Prenton, Wirral, CH43 3EA
HomePro is the trading name of HomePro Ltd. Registered in England Company Number 3833783
General Enquiries: (+44) 08707 384 858 - Membership Enquiries: 08707 398 999 - Fax: (+44) 08707 384 868
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