As a home owner you should always make sure that any home improvements carried out by a contractor carry a HomePro Insurance Backed Guarantee. Good contractors will automatically offer you a HomePro Insurance Backed Guarantee.
The HomePro Insurance Backed Guarantee offers three levels of cover:
Called a HomePro Value Policy, you will be covered for the period of the Contractor's written guarantee, subject to the terms and conditions of the insurance.
Deposit and Warranty Insurance
Called a HomePro Value Plus Policy, your deposit will be covered for a period of 90 days, as well as being covered for the period of the Contractor's written guarantee, subject to the terms and conditions of the insurance.
Deposit, Work in Progress and Warranty Insurance
Reserved for FairTrades members who have been accepted to the TrustMark scheme. All member of the TrustMark scheme are required to offer their customers insurance which protects:-
• deposits taken before work starts
• Work during the period it is being carried out or work in progress
• Guarantee provided by the contractor, subject to the terms and conditions of the insurance.
All of the above are provided as an addition to the statutory rights conveyed in law. HomePro strongly advises that you read through any insurance documentation before you commit to signing anything. Policies are underwritten by Red Sands Insurance Company (Europe) Limited, which is authorised and regulated by the Gibraltar Financial Services Commission under the Insurance Companies Act 1987 of Gibraltar and is a member of the UK's Financial Services Compensation Scheme and the Association of British Insurers (ABI). Registered in Gibraltar at Level 3 Ocean Village Business Centre, 23 Ocean Village Promenade, Gibraltar. (Registered No. 87598).